Last Updated: December 17, 2025
Version: 1.1
These Terms of Service ("Terms") constitute a legally binding agreement between you and Schutzworks ("we," "our," or "us") regarding your access to and use of the Schutzduck service (the "Service").
By accessing or using Schutzduck, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not access or use the Service.
You must meet the following requirements to use Schutzduck:
By using the Service, you represent and warrant that you meet these eligibility requirements.
Schutzduck is an AI-powered business and career advisory service that provides guidance, insights, and recommendations through conversational interactions. The Service includes:
We reserve the right to modify, suspend, or discontinue any aspect of the Service at any time, with or without notice.
To use Schutzduck, you must create an account by providing:
You are responsible for:
We reserve the right to suspend or terminate your account at any time for violation of these Terms, fraudulent activity, or any other reason at our sole discretion. You may terminate your account at any time by contacting support@schutzduck.com.
You may use Schutzduck for lawful business and career advisory purposes, including seeking guidance on strategic decisions, problem-solving, and professional development.
You may NOT use Schutzduck to:
We reserve the right to investigate violations and take appropriate action, including removing content, suspending accounts, and reporting to law enforcement.
IMPORTANT: Please read this section carefully.
Schutzduck provides AI-generated advice for informational purposes only. This advice is NOT a substitute for professional legal, financial, medical, or other expert advice.
Schutzduck uses artificial intelligence technology, which has inherent limitations:
We do not guarantee that following our AI's advice will lead to any particular outcome. Business and career success depends on many factors beyond our control. You are solely responsible for your decisions and their consequences.
You retain all rights to the content you provide to Schutzduck (your messages, questions, and input). By using the Service, you grant us a license to use your content solely to provide and improve the Service.
The Service, including all text, graphics, software, and AI-generated responses, is owned by Schutzworks or our licensors and is protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable license to:
You may NOT reproduce, distribute, modify, create derivative works, or publicly display any part of the Service without our prior written consent.
"Schutzduck," the Schutzduck logo, and other marks are trademarks of Schutzworks. You may not use these marks without our prior written permission.
Paid subscriptions are billed on a recurring basis:
All payments are processed securely through Stripe. We do not store your full credit card information. By subscribing, you authorize us to charge your payment method on a recurring basis.
Your subscription will automatically renew at the end of each billing period unless you cancel before the renewal date. You will be charged the then-current subscription fee.
You may cancel your subscription at any time:
We may offer free trials from time to time. If you do not cancel before the trial ends, you will be automatically charged for a subscription. Trial terms will be specified at the time of signup.
All sales are final. We do not provide refunds except as required by law or at our sole discretion. If you believe you were charged in error, contact us immediately at support@schutzduck.com.
We reserve the right to change our pricing at any time. Price changes for existing subscriptions will take effect at the next renewal after at least 30 days' notice.
TO THE MAXIMUM EXTENT PERMITTED BY LAW:
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE. WE DO NOT WARRANT THE ACCURACY, COMPLETENESS, OR RELIABILITY OF ANY CONTENT OR AI-GENERATED RESPONSES.
IN NO EVENT SHALL SCHUTZWORKS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, LOST DATA, OR BUSINESS INTERRUPTION, ARISING OUT OF YOUR USE OF THE SERVICE.
Our total liability to you for any claims arising from your use of the Service shall not exceed the amount you paid us in the 12 months preceding the claim, or $100, whichever is greater.
Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability, so these limitations may not apply to you.
You agree to indemnify, defend, and hold harmless Schutzworks and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including attorneys' fees) arising from:
You may terminate your account at any time by emailing support@schutzduck.com. Upon termination, your access to the Service will cease at the end of your current billing period.
We may suspend or terminate your account immediately if:
Upon termination, you will lose access to your account and all associated data. We are not obligated to retain your data after termination, though we may retain certain information as required by law or for legitimate business purposes.
We reserve the right to modify these Terms at any time. When we make material changes, we will:
Your continued use of the Service after changes take effect constitutes acceptance of the modified Terms. If you do not agree to the changes, you must stop using the Service and cancel your account.
If you have a dispute with us, please contact us at support@schutzduck.com and we will attempt to resolve it informally. Most disputes can be resolved this way.
These Terms shall be governed by and construed in accordance with the laws of the State of Massachusetts, United States, without regard to its conflict of law principles.
Any legal action or proceeding shall be brought exclusively in the federal or state courts located in Middlesex County, Massachusetts.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Schutzworks regarding the Service.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
Our failure to enforce any right or provision of these Terms does not constitute a waiver of that right or provision.
You may not assign or transfer these Terms without our prior written consent. We may assign these Terms without restriction.
We are not liable for any failure to perform due to causes beyond our reasonable control, including acts of God, war, terrorism, natural disasters, or internet failures.
Sections that by their nature should survive termination (including Intellectual Property, Limitation of Liability, Indemnification, Dispute Resolution, and Governing Law) will survive termination of these Terms.
If you have questions about these Terms, please contact us:
Schutzworks
Email: support@schutzduck.com
Website: schutzduck.com
By using Schutzduck, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.
Questions about this document?
Contact Us